Mortgage Advisers

Create new revenue-stream for your company whilst protecting your core business

Whitchurch IFA Ltd was created to offer highly qualified, whole-of-market independent financial advice from a low cost business model. This setup lends itself well to professional introducers as we are able to maintain extremely high standards for our clients whilst offering market-leading introducer rates. The introducer proposition we can offer mortgage advisers is therefore quite unique and highly profitable.

We operate a pure hand-off model under an introducer agreement to minimise introducer liability and we pay a percentage remuneration on ALL accepted business recommendations provided to the client from the introduced meeting, not just on the service for which you refer each client. Importantly, the same agreement sets out our obligation to refer back to you any client advisory needs which you can provide, safeguarding your core business at all times.

Key Services we can provide for your clients

Whole of market protection - was the client looking for a specialist product, or did your panel quotations get undercut?  If so, make a referral and an introducer fee rather than let the business go.  Your client will be recommended the most suitable solutions from the whole of the market.

 Personal pension schemes for your clients - we believe it's important to consider all a client's long-term goals in concert.  Achieve this for your clients and an introducer fee for yourself.

 Investment advisory services.

 Will-writing and Lasting Powers of Attorney - something we should all consider when taking a mortgage.

 Estate Preservation planning - IHT and Long Term Care planning, including advice on use of trusts for house purchases which can be used in concert with your mortgage advice

Equity Release and Home Reversion Plan advice

We pledge to guard your professional reputation as vigilantly as we guard our own

Our success, like yours, is dependant on our professional reputation.  To protect this we have strict policies and processes in place to both serve our clients and protect their interests.

When Whitchurch IFA was founded we created a document detailing the core principles, policies and processes we would abide by and this was submitted to the FSA with our application for authorisation.  This document protects our clients and creates a template by which our professional and technical success can be judged by our regulator.  We invite you to examine it by 
clicking here.

Data protection and IT security is a high priority and we retain high IT proficiency skills to ensure these areas are never compromised.  Our data protection and IT security policy can be found by clicking here.

Service to RDR and beyond

In 2013 the minimum qualification requirements for ALL financial advisers in the United Kingdom will increase substantially as a result of the Financial Services Authority's Retail Distribution Review ("RDR") – we have already attained these qualification levels and above. Unfortunately there are no “grandfather rights” for this new ruling and advisers who do not attain these qualifications will not be able to continue trading. Our business is designed specifically to continue running in the post-RDR world.


Next Steps

If you'd like to talk about this proposition, do feel free to contact us.

Telephone:   02920 009 479 

Or you can message us from this website by clicking here.