IFA introducer service for specialist advice, overflow and industry exit

Whitchurch IFA Ltd was created to offer the highest standard of whole-of-market independent financial advice from a low cost business model. We are qualified to RDR-compliant levels and our business practices were designed from the ground up to be RDR-compliant. This model lends itself well to professional introducers as we are able to maintain extremely high standards for our clients whilst offering market-leading introducer rates. The referral proposition we can offer to our fellow IFAs is therefore quite unique and highly profitable.

We operate under an introducer agreement written to protect your own advisory services - we will always pass your referred clients back to you for any identified advisory needs which you yourself can provide.  Furthermore we pay a percentage remuneration on ALL accepted business recommendations provided to the client from the introduced meeting, not just on the service for which you refer each client.

Key services we can provide for you and your clients

 Specialist advice areas - Equity Release, Home Reversion, Long Term Care, Estate Planning, Will-writing and Lasting Powers of Attorney.

 Client Overflow - finding yourself short-handed?

 Industry exit - we can take on referrals for both one-off advisory services and client servicing to ensure your clients are properly looked after and your income after your exit is maximised.

We pledge to guard your professional reputation as vigilantly as we guard our own

Our success, like yours, is dependant on our professional reputation.  To protect this we have strict policies and processes in place to both serve our clients and protect their interests.

When Whitchurch IFA was founded we created a document detailing the core principles, policies and processes we would abide by and this was submitted to the FSA with our application for authorisation.  This document protects our clients and creates a template by which our professional and technical success can be judged by our regulator.  We invite you to examine it by 
clicking here.

Data protection and IT security is a high priority and we retain high IT proficiency skills to ensure these areas are never compromised.  Our data protection and IT security policy can be found by clicking here.

The highest standards of independence, professionalism
and service for your clients and regulators

We maintain strict independence and will hold no obligation to any bank, building society, investment provider or life office.  We are not part of any group or network but are truly independent and directly authorised by the Financial Services Authority.  This combined with our low cost base make us a prime recommendation for professionals who must justify their choice of introduction to their clients and their regulating bodies.

We are interested only in long-term client relationships and will advise strictly in the best interests of our clients at all times. We follow a strict policy of NOT selling to clients; we maximise cross-recommendations by considering all areas of liability and opportunity on our clients' behalf, not by pushing products.

For the enhanced protection of our clients we have engaged a third party compliance-services firm who will provide a “second opinion” file-check prior to applications being written for ALL client advice, not just traditionally high risk areas. We provide our introducers with documentary evidence of our policies and principles, qualifications, authorisations and professional indemnity cover prior to accepting referrals. We also ask that our introducers provide us with the same or equivalent as appropriate.

Service into 2013 and beyond

We have already attained RDR/Diploma level FSA-approved qualifications.  Furthermore as you will be aware it is expected that RDR will prevent advisers taking commission from new investments and trail commission from existing investments unless justified – our business model is designed around this policy from the outset. Other practises who have profited from taking high percentages of clients' funds annually must now fully justify these payments or cease taking them.  

Next Steps

If you'd like to talk about this proposition, do feel free to contact us.

Telephone:   02920 009 479 
email:   enquiries@whitchurchifa.co.uk

Or you can message us from this website by clicking here.